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Joe Ems Insurance Agency Incwww.joeems.com

Joe Ems II

Joe Ems II

Main Office
Street Address:

3446 49th St North

St Petersburg, FL 33710-2148

Mailing Address:

PO Box 60099

St Petersburg, FL 33784-0099

Landmark:

Directly across the street from DISSTON PLAZA PUBLIX. Corner of 35th Ave & 49th St North

MapDirections

Phone: (727) 522-3151

Fax: (727) 526-9916

Office Hours:

Mon-Fri 9:00 AM to 5:00PM

Saturday & Evenings by Appt

About Me
Our Team
Our Mission

My background and achievements

  • Serving State Farm Customers since 1986
  • Crystal Excellence Agent
  • Long time resident of St Petersburg - 1960
  • University of South Florida, B.A.
  • Member of Phi Delta Theta Fraternity
  • Bishop Barry High School Graduate
  • Ambassador Travel Qualifier
  • National Convention Qualifier
  • National Sales Achievement Award
  • Father of 2 Daughters / Grandfather to Identical Twins

Meet the team

  • Dee Ems
    Dee Ems
    Dee Ems
     - Financial Services Representative
  • Diane Lenox
    Diane Lenox
    Diane Lenox
     - Office Manager
  • Ashley Papia - Office Representative
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
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  • Annuities
  • State Farm Bank®
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State Farm Videos
Did You Know?
Everyone could use life

Everyone could likely use life insurance at some point, but did you know that one in two Americans will need prolonged medical and personal assistance at some point in their lives as well? That's a fifty percent chance! With those odds, plus the very high costs of long-term care, the best time to think about helping protect your loved ones and your future is now.

State Farm

The Good Student discount was introduced in 1962. Good grades mean better auto insurance rates for young drivers.

Could you afford long-term care expenses?

Home health aides average $18.50/hour1, and nursing home costs average $203/day2. How long could you pay for these expenses before spending all of your savings?
1 National Statistic: Genworth Cost of Care Survey, conducted by CareScout®, April 2009.
2 National Statistic: Based on rates for a private nursing home room. Genworth Cost of Care Survey, conducted by CareScout®, April 2009.

Teen drive safety 1

Car crashes are the #1 killer of teens. State Farm offers free driving safety tools for teens and their parents. Visit teendriving.statefarm.com.

I Do Not Own Very Much

Most people's belongings are often worth more than they think. That's one reason why you need Renters Insurance.

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  • State Farm Bank®, Bloomington, Illinois, Member FDIC and Equal Housing Lender. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 1-877-SF4-BANK (1-877-734-2265).
  • Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
  • Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP 2012/01/0006
  • State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
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